Insured
Yarra Junior Football League Incorporated and associate member clubs.
Journey description
The Journey means the time from when You leave Your home to go directly to the place You depart from on Your travels and ends when you return to Your home. The maximum Journey duration under this Policy is 90 days and the Journey must occur during the Period of Insurance noted on The Schedule and be for the purposes of the Sport or business noted in The Schedule. The Journey must involve interstate or overseas travel.
Est Number of Days travelling interstate
300 days.
Schedule of Benefits
Sum Insured as per table of conditions – each Insured Person.
Policy Section |
Insured Benefits |
Sum Insured |
|---|---|---|
| Section 1A | Medical Expenses Incurred Overseas/Medical Evacuation | $10,000,000 |
| Excess each and every claim | $100 | |
| (cover under this benefit will cease upon an Insured Person’s return to their normal country of residence) | ||
| Section 1B | Additional Expenses | $10,000 |
| Section 2 | Loss of Deposits, Cancellation and Curtailment Expenses | $10,000 |
| Missed Transport | Sub Limit $2,000 | |
| Section 3 | Rental Vehicle Excess/Return of Vehicle | $3,000 |
| Section 4 | Personal Accident & Sickness | |
| Capital Benefits | ||
| Event 1 – Accidental Death (Under 18 years old 20%) | $100,000 | |
| Events 2-19 | as per schedule | |
| Loss of income arising from Injury | ||
| Weekly Benefit – 75% of Net income Lost to a maximum of | $1,000 | |
| Excess Period | 14 days | |
| Benefit Period | 104 weeks | |
| Loss of Income arising from Sickness | ||
| Weekly Benefit – 75% of net income Lost to a maximum of | Not insured | |
| Excess Period | 14 days | |
| Benefit Period | 104 weeks | |
| Bed Care Benefit | ||
| Daily Benefit | $100 per day | |
| Maximum Days | 30 | |
| Section 4 – Aggregate Limit | ||
| (a) Any one claim and in the aggregate | $4,000,000 | |
| (b) Non-Schedule Aircraft | Nil | |
| Section 5 | Baggage, Business Property, Electronic Equip, Money / Travel Documents, Baggage/Business Property | $20,000 |
| Limit any one Item | $2,500 | |
| Excess each and every loss | $100 | |
| Electronic Equipment | ||
| Limit any one item/loss | $2,000 | |
| Excess each and every loss | $250 | |
| Deprivation of Baggage | $2,000 | |
| Money/Travel Documents | $1,000 | |
| Excess each and every loss | Nil | |
| Section 6 | Personal Liability | |
| Limit of Liability – any one loss and in the aggregate | $5,000,000 | |
| Excess each and every loss | Nil | |
| Section 7 | Kidnap & Ransom | $250,000 |
| Maximum any one event and in the aggregate | ||
| Excess each and every loss | Nil | |
| Section 8 | Hijack & Detention | |
| Daily Benefit | $100 | |
| Maximum Days | 30 | |
| Legal Costs | $5,000 | |
| Policy Condition | If another Policy is held with Sportscover paying similar benefits or compensation, the maximum We shall pay in the event of any one claim will be the higher of the policy limits under those policies but shall only be payable once. | |
| Important Note | Product Disclosure Statements and other documents are available at www.sportscover.com | |
| Sportscover Assist – 24 Hour Worldwide Emergency Assistance | ||
| Sportscover Assist utilises the services of the Specialty Group to help you with all your emergency medical requirements. | ||
| Specialty Group Ltd has trained medical staff to assist you with emergency medical assistance. You must contact us immediately in the event of you becoming ill or have an accident. | ||
| For emergency assistance anywhere in the world at any time, Specialty Group Ltd is only a telephone call away. The team will help with medical problems, locating nearest medical facilities, your evacuation home, locating nearest embassies and consulates as well as keeping you in touch with your family and work in an emergency. | ||
| If you are hospitalised you, or a member of your travelling party, MUST contact Specialty Group Ltd as soon as possible. | ||
| If you do not, we will not pay for these expenses or for any evacuation or airfares that have not been approved or arranged by us (see Sections 1 and 3). | ||
| If you are not hospitalised by you are being treated as an outpatient, and the total cost of such treatment will exceed AUD $2,000, you MUST contact Specialty Group Ltd immediately. | ||
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In the event of an emergency call +44 (0) 20 7902 7993 to contact specialty group Ltd. |
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As soon as you become ill, contact us and our medical assistance team will help direct you to the appropriate hospital or health care facility. Subject to medical advice, you must take our advice as to where you can be treated to ensure you receive quality medical care. We also have the option of returning you to Australia or evacuating you to another country, if the cost of your overseas medical expenses could exceed the cost of returning you to Australia.
For information about The Specialty Group please go to www.specialty-group.com
Insurer
Sportscover via Lloyds of London